AlphasAxis Tools

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The same tools built into the AlphasAxis Super App — try them here before you sign up.

Live Tool

Loan Calculator

Estimate your monthly repayment for property, vehicle or personal financing. Figures are indicative only.

Estimated Monthly Payment
RM 1,898
over 20 years at 4.5% p.a.
PrincipalRM 300,000
Total InterestRM 155,508
Total RepaymentRM 455,508
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For Agents & Buyers

Property Purchase Cost Estimator

Break down the full legal fees, stamp duty and valuation costs on a property case — built for agents to run live with clients, with a branded image to send them.

RM 663,200.00
Additional Discounts

Toggle any fee waivers or exemptions offered on this case.

Figures recalculate instantly as you adjust inputs.

Legal fees follow the Solicitors' Remuneration Order scale, stamp duty follows the Stamp Act ad valorem scale, and the first-time-buyer relief mirrors past Budget-cycle exemption structures — all subject to change and lender/firm variation. Estimates only, not a formal quotation.

Estimated Monthly Payment
RM 2,936.48
over 35 years at 4% p.a. on RM 663,200.00
SPA
Legal fee (Property value)RM 9,540.00
Legal fee SST (8%)RM 763.20
Legal disbursements*RM 1,500.00
SubtotalRM 11,803.20
Loan Agreement
Legal fee (Loan amount)RM 7,882.00
Legal fee SST (8%)RM 630.56
Legal disbursements*RM 1,500.00
Stamp dutyRM 3,316.00
SubtotalRM 13,328.56
Valuation Fees
Valuation fee (Property value)RM 1,708.00
Valuation fee SST (8%)RM 136.64
Disbursements*RM 500.00
SubtotalRM 2,344.64
Instrument of Transfer (MoT / DoA)
Stamp dutyRM 18,870.00
Estimated Total Additional CostRM 46,346.40

*Actual amount may vary

ALPHASAXIS
alphasaxis.com · Estimate Only
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AI Financial Advisor

Personal finance intelligence that matches borrowers to the right financing product — built into the AlphasAxis Super App.

Analyses your income, obligations and goals to recommend suitable financing products.

Matches you to licensed brokerage operators on the AlphasAxis network.

Tracks your application status end-to-end, on-chain.

I want to buy a home, what can I afford?
Based on typical DSR limits, a RM6,000 monthly income supports financing up to roughly RM450,000 over 30 years. Want me to match you with a consultant?
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